Last updated: May 29, 2026

California Privacy Policy

This California Privacy Policy supplements our Privacy Policy and applies to California residents under the California Consumer Privacy Act, as amended by the California Privacy Rights Act (together, the “CCPA”). Terms defined in the CCPA have the same meaning when used here.

1. Categories of Personal Information We Collect

In the preceding 12 months, we have collected the following categories of personal information:

Category	Examples
Identifiers	Name, postal address, email address, phone number, IP address, online identifiers
Customer records	Signature, phone number, physical characteristics (biological gender at birth), date of birth
Protected classifications	Age, sex/gender
Internet/network activity	Interactions with our forms and websites, device and browser data, consent session records
Geolocation	Approximate location derived from IP address and address provided
Inferences	Eligibility and product-interest inferences drawn from the above
Sensitive personal information	To the extent applicable, certain health-related acknowledgments (for example, tobacco/nicotine use) you choose to provide

2. Sources of Personal Information

Directly from you when you complete a form or contact us.
Automatically from your device and your interactions with the Services.
From service providers such as our consent-verification provider (ActiveProspect TrustedForm).
From the venue or program operator associated with the form you completed.

3. Purposes for Collection

We use personal information for the business and commercial purposes described in Section 2 (“How We Use Information”) of our Privacy Policy, including processing submissions, activating and administering coverage and waivers, enabling contact by us and our partners where you consent, maintaining consent and compliance records, security and fraud prevention, and legal compliance.

4. Disclosure and “Sale”/“Sharing” of Personal Information

We disclose the categories of personal information described above to service providers and to insurance carriers, agencies, licensed producers, and their authorized marketing partners, as described in our Privacy Policy.

Because we may share contact and submission information with marketing partners for their own outreach, and may use online tools that share identifiers and internet activity for analytics or advertising, these activities may be considered a “sale” or “sharing” of personal information under the CCPA. The categories that may be sold or shared are: identifiers, customer records, internet/network activity, geolocation, and inferences.

We do not knowingly sell or share the personal information of consumers we know to be under 16 years of age.

5. Your California Rights

Right to know the categories and specific pieces of personal information we have collected, the sources, the purposes, and the categories of third parties to whom we disclose it.
Right to delete personal information we have collected from you, subject to exceptions.
Right to correct inaccurate personal information.
Right to opt out of the sale or sharing of your personal information.
Right to limit the use and disclosure of sensitive personal information.
Right to non-discrimination for exercising your rights.

6. How to Exercise Your Rights

You or your authorized agent may submit a request by emailing info@couvaro.com. We will verify your request using information associated with your submission. To opt out of the sale or sharing of your personal information, or to limit the use of sensitive personal information, email info@couvaro.com with the subject line “California Privacy Request.” We honor recognized opt-out preference signals where required.

7. Shine the Light

California Civil Code Section 1798.83 permits California residents to request information about disclosures of personal information to third parties for their direct marketing purposes. You may make such a request by contacting us at info@couvaro.com.

8. Contact Us

Couvaro
Email: info@couvaro.com
Web: couvaro.com